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TERM LIFE INSURANCE

Term life insurance is the simplest form of Insurance. In this type of Insurance You generally pay premiums on a monthly or annual basis and your family will have protection at an affordable price for a described amount of time usually 10, 20, 30 years.If you die while the policy is in effect, a tax free payment will go to the person you named as beneficiaries.

HOW  IT  WORKS

 

You choose the amount you want coverage for. You choose length of your coverage 10,20,30 years During the Term your premium never increases, You can renew your insurance when yourTerm finishes with increased premiums You choose your Beneficiaries. You can convert your Term Insurance to Permanent Life Insurance

 
 

TERM INSURANCE IS A GREAT SOLUTION

 

If you are looking for affordability as it is cheaper than other types of Insurances
If you are looking for temporary protection like paying up your mortgage and higher studies of your children.

Small & medium business owners who need to cover start up and overhead costs

For everyone who want affordable coverage with option of conversion to permanent Insurance.

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Difference Between Term Life Insurance & Whole Life Insurance

Term Life provides death benefits only for the term whereas whole life covers